E.g. 1 Sydney rental yields at new low

 

Investors in Australia’s two largest residential property markets are getting the lowest rental yields in the country (Australian 3/1/2020)

 

it is a real fact or a real figure that even when a rental property is fully paid off the net return on average after 2% to 3% net expenses is a very average net 2%.

 

Yes you may achieve more net yield' in certain localities but generally that is due to much less anticipated 'growth'.

 

Then, of course, when sold a rental property attracts CGT.

 

E.g. 2 And from my working bank account yesterday I read

 

This is the rate you currently earn on balances greater than zero.

 

This rate includes any bonus rate that may be applicable to this account.

 

Current interest rate 0.01% p.a.

 

Yes, there are better APPROVED options if we want a better income & more fun in 2020.

 

E.g. if you are one of the 76% of retirees on a pension then optimising a portfolio with a small % into a guaranteed lifetime income stream is worth considering as it is discounted by 40% to age 84.

 

E.g. a *** Non share based income stream with a 7 day withdraw notice received a net rate of return equivalent to 3.96% p.a for the month of November 2019

 

E.g. ***monthly Income Trust received a net rate of return equivalent to 7.12% p.a for the month of November 2019.

 

E.g the ***8 12 Month Term Account will move to 4.90% p.a.

 

or E.g. from a client's share based growth portfolio yesterday the income varied from 4% to 10% over the last year. The net return including growth for the portfolio was 16% for the year.

 

These examples are for non super as everyone needs a portfolio outside super.

 

Yes, so many options to help you have an amazing fun 2020 with more income for a better lifestyle.

 

PM  or This email address is being protected from spambots. You need JavaScript enabled to view it.a chat here now before those resolutions disappear into regrets.

 

John McAuliffe

 

PS all subject to the usual woke PC disclaimers

John Michael McAuliffe AFA, DipFp., BSc., DipTeach.

John is a Premier Wealth Coach & Financial Strategist. John McAuliffe Authorised Representative No.238629 of The Financial Link Group Pty Ltd

RISK and INVESTMENT ADVISORS AUSTRALIA PTY LTD.