I help you to have the Money you deserve when you retire by modelling what can be achieved on the calculators available.
As there are 700 people retiring today & maybe 100 per day in Queensland then this could be you today or shortly or you have.
As the government, because it can, is tightening up those ‘Centrelink’ or Department of Human Services parameters then you may want to optimise what you are entitled to.
The rules change on 1st July this year & usually each July after.
As a rule of thumb these rules are ‘grandfathered’ & these future rules are not better for you.
It is a sad fact that close to 76% of retirees finally end up with some pension after a lifetime of effort.
ASFA Retirement Standard for couples aged around 65
|
Modest |
Comfortable |
|---|---|
|
$39,666 per year |
$60,843 per year |
ASFA Retirement Standard for a single person aged around 65
|
Modest |
Comfortable |
|---|---|
|
$27,595 per year |
$43,200 per year |
Hence, you would be very wise to have modelling calculated to optimise your position.
This would include even those fewer 24% who don't receive any pension but just maybe they could after they have enjoyed all their overseas trips, remodeled the kitchen & the bathroom & helped out the grandchildren and updated the car.
Simply lets do your numbers & iterate to achieve what is possible within your comfort zone.
Do you want a modest retirement or a comfortable one.
Simply define your score on the 5 minute financial health check & your best estimates on the survey & your modelling can then proceed when we can have a worthwhile chat together.
John McAuliffe
