About John

Discover how I after 37 years as a retired financial adviser I am too aware 76% of retirees collect some pension & in their later years spend too money & time under some form of care. ie a loss of self reliance & self respect. It makes cents & saves $$$ to be weller for longer

What is the problem?

It is a sad fact that new research shows most Australian seniors are living in fear that they will outlive their savings.

Your are very aware that your own income protection is very dear if you still have it & waiting periods dont cover the flu & 'new policies are junk" and your family's health insurance is necessary but who wants to collect it.

You are aware that you don't want to spend 10,000 p.a. on health costs for your next chapter of life.

What is the Solution?

'If you learn a simple trick, Scout, you'll get along better with all kinds of folks. You never really understand a person until you consider things from his point of view … until you climb inside of his skin and walk around in it' (Lee, 2010, p. 33).

How do we do that?

Yes I'm a Baby Boomer & almost certainly we have had some common experiences & maybe similar goals.

Visit: https://johnmcauliffe.com.au/ • and also the health quiz to define what the only platinum rated products used by elite athletes are suitable for you. All doctors start with an examination & all dentists start with an X ray before providing a solution.

Cashflow Quadrant Guide To Financial Freedom


The letters in each quadrant represent the Employee, Self-Employed, Business Owner, and Investor. Discover how to move from the left side to the B and I Quadrants, where you work less, earn more, pay less tax and have more free time to spend with your loved ones!

Request a free eBook to learn more

Your heath is in Danger

Yes, our health is in danger. I realize this is a shocking statement, but after you're finished reading, you'll understand why I chose it. In the next few pages, I'd like to share with you some startling research from the cutting edge of health and science. I'll also be sharing some little known health secrets. This valuable information just might add several years of healthy living to your life.

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John's Blog

Are you one of the 35%??

Life Insurance has announced they will be offering a discount on lump sum covers for new retail customers who have a Body Mass Index (BMI) within a certain range, as part of its new Incentive. Read more ...

Is there are better alternative to saving 600K in super or rental property?

Very simply a 600,000 rental property all paid off takes time, tenants &  too much stress
and Super is not super as again it takes many years depending on earning rates, how must you invest & yes the net returns & finally will Government change the rules because they can. Read more ...

you’ll eventually spend more in dealing with the consequences of poor health

Even if you do spend less today by not exercising or eating right, you’ll eventually spend more in dealing with the consequences of poor health. Read more ...

John Michael McAuliffe AFA, DipFp., BSc., DipTeach.