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Pre-1 July 2019 income test application of a lifetime income stream

There exists an opportunity before 1 July 2019 for income tested Age Pension recipients, or assets tested Age Pension recipients likely to become income tested at some time, to utilise the current means test assessment of lifetime income streams.

For these clients, and where appropriate, commencing a lifetime income stream before 1 July 2019 can provide improved Age Pension outcomes due to what is generally seen as the more favourable income test assessment available under the current means test rules

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I help you maximise your entitlements by optimising your financial position.

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