‘It’s free’

Yes that was the comment when discussing with Richard transport fares here in Brisbane.

I.e. its free for pensioners to travel on public transport in New Zealand.

‘’nothing is free’ was our comment as ‘somebody pays’

Its either another taxpayer or your children’s children.

This is the current debate that occurs with all the promises in an election campaign.

A billion here or a billion there.

We are very grateful that after listening to all those political giveaways that you decided to fund our families health & education.

Well maybe your super fund.

The recent budget suggested that they would raid 6 billion from super & rather than affecting 4% the industry argues 9% will be compromised. Read more.

Or another Read more.

Or more.

Or what the QLD government proposes which is to raid the defined benefits fund of their Public service. Read more.

Thank you.

You didn’t!

That’s ok as we don’t have any faith in the education system after teaching maths for some years in it some 30 years ago.

So we pay for the family education ourselves & are very happy with what we receive.

We also could comment on recent articles 1/4/16 which said

Maths and science classes are being taught by teachers untrained in those subjects. Read more.

Certainly from our time in the education system we can’t fault the teachers but rather the neighbourhood & the expectation of their parents.

Hence the reason from the inside why we wouldn’t take the risk of the state system.

Yes a generality & yes there are very good state schools as results prove but that is due to our above reasons i.e. parents & their expectations & the neighbourhood.

As very recently shown in a school in FNQ then no matter what money is thrown at the problem it doesn’t solve the problem.

We are all aware that in global scores Australia is well down the list on 14 . Read more

More money is not the solution in spite of what the pollies & the unions say.

You can spend your own money better & wiser, just as you do at home.

I.e. if you had it & it wasn’t squandered in the government.

We could comment very similar on the health system which exists to support itself generally.

Again generally as it is very good at trauma and accidents but not illness.

Where does Australia rate on the health scale.

Yep number 32. Read more.

or what we prefer the wellness scale?

Whoops there isn’t one but we did go off the scale with a wellness test with Dr Joanne a GP.

So we don’t need the system so where did your money go?

Maybe to big Pharma

Yes we certainly understand the government has many legitimate need for funds but we need to be reassured that the money it takes is well spent.

we read this The Treasurer will assure Australians that the long-term economic gains will be as much as $2.39 for every $1 in the tax burden eased on business, read more

So why stop at 27.5 & not move to where Singapore is & why it is succeeding?

So the choice on 2^nd July is simple

To use what others have said ‘Aspirational or envy. Read more

Or as Simon compares with Belgium in my personal favourite, a 5% ‘fairness tax’

Or Swiss say no to universal basic income Read More

So as we know and are too aware of then if it is to be it is up to you

As we wrote recently cash & gold the big boys don’t like

Gold we read today ‘A wave of new demand for gold could come from an unexpected source..

And from the school newsletter just NOW

If you learn a simple trick, Scout, you’ll get along better with all kinds of folks. You never really understand a person until you consider things from his point of view … until you climb inside of his skin and walk around in it(Lee, 2010, p. 33).

We believe that we can generate significant financial certainty for you throughout our relationship & importantly add substantial value to ensuring you achieve all that is important & valuable to you as you have articulated to us.

If we were to sit down in three years time & looked back what do we need to do today so that you are financially & personally better off & happier.

As others do call us on 07 3848 1088 or email us or visit our websites.

John McAuliffe