Discover how I after 37 years as a retired financial adviser I am too aware 76% of retirees collect some pension & in their later years spend too money & time under some form of care. ie a loss of self reliance & self respect. It makes cents & saves $$$ to be weller for longer
What is the problem?
It is a sad fact that new research shows most Australian seniors are living in fear that they will outlive their savings.
Your are very aware that your own income protection is very dear if you still have it & waiting periods dont cover the flu & 'new policies are junk" and your family's health insurance is necessary but who wants to collect it.
You are aware that you don't want to spend 10,000 p.a. on health costs for your next chapter of life.